BEAUTIFUL YOUNG WOMAN SEEKS WEALTHY HUSBAND

Here's personal ad  from Craig's List (presumably written with tongue in cheek)

Okay, I'm tired of beating around the bush. I'm a beautiful(spectacularly beautiful) 25 year old girl. I'm articulate
and classy. I'm not from New York. I'm looking to get married to a guy who makes at least half a million a year. I
know how that sounds, but keep in mind   that a million a year is middle class in New York City, so I don't think   
I'm overreaching at all.

Are there any guys who make 500K or more on this board? Any wives? Could you send me some tips? I dated a
business man who makes average around 200-250. But that's where I seem to hit a roadblock. 250,000 won't get
me to central park west. I know a woman in my yoga class who was married to an investment banker and lives in
Tribeca, and she's not as pretty as I am, nor is she a great genius. So what is she doing right? How do I get to
her level?

Here are my questions specifically:

- Where do you single rich men hang out? Give me specifics-bars,restaurants, gyms -What are you looking for in
a mate? Be honest guys, you won't hurt my feelings -Is there an age range I should be targeting (I'm 25)?

- Why are some of the women living lavish lifestyles on the upper east side so plain? I've seen really 'plain jane'
boring types who have nothing to offer married to incredibly wealthy guys. I've seen drop dead gorgeous girls in
singles bars in the east village. What's the story there?

- Jobs I should look out for? Everyone knows - lawyer, investment banker, doctor. How much do those guys really
make? And where do they hang out? Where do the hedge fund guys hang out?

- How you decide marriage vs. just a girlfriend? I am looking for MARRIAGE ONLY

Please hold your insults - I'm putting myself out there in an honest way. Most beautiful women are superficial; at
least I'm being up front about it. I wouldn't be searching for these kind of guys if I wasn't able to match them - in
looks, culture, sophistication, and keeping a nice home and hearth.

*  it's NOT ok to contact this poster with   services or   other commercial interests

PostingID: 432279810

THE ANSWER

Dear Pers-431649184:

I read your posting with great  interest and have thought meaningfully about your dilemma. I offer the following
analysis of your predicament. Firstly, I'm not wasting your time, I qualify as a guy who fits your bill; that is I make
more than $500K per year. That said here's how I see it.

Your offer, from the perspective of a guy like me, is plain and simple a crappy business deal. Here's why. Cutting
through all the B.S., what you suggest is a simple trade: you bring your looks to the party and I bring my money.
Fine, simple. But here's the rub, your looks will fade and my money will likely continue into perpetuity...in fact, it is
very likely that my income increases but it is an absolute certainty that you won't be getting any more beautiful!

So, in economic terms you are a depreciating asset and I am an earning asset. Not only are you a depreciating
asset, your depreciation accelerates! Let me explain, you're 25 now and will likely stay pretty hot for the next 5
years, but less so each year. Then the fade begins in earnest. By 35 stick a fork in you!

So in Wall Street terms, we would call you a trading position, not a buy and hold...hence the rub...marriage. It
doesn't make good business sense to "buy you" (which is what you're asking) so I'd rather lease. In case you
think I'm being cruel, I would say the following. If my money were to go away, so would you, so when your beauty
fades I need an out. It's as simple as that. So a deal  that makes sense is dating, not marriage.

Separately, I was taught early in my career about efficient markets. So,I wonder why a girl as "articulate, classy
and spectacularly beautiful" as you has been unable to find your sugar daddy. I find it hard to believe that if you
are as gorgeous as you say you are that the $500K hasn't found you, if not only for a tryout.

By the way, you could always find a way to make your own money and then we wouldn't need to have this difficult
conversation.

With all that said, I must say you're going about it the right way. Classic "pump and dump."    I hope this is helpful,
and if you want to enter into some sort of lease, let me know.

EDITOR'S NOTE: Hope you enjoyed this very witty article. Humor aside, personal ads are a great way to meet
someone special for a lasting relationship. If you would like to place a REAL  personal ad, free of charge
click here.

Copyright 2009 by Richard Gosse & Associates

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